The future of fintech will be shaped how quickly financial institutions adopt artificial intelligence technologies and what customers want from their banking experiences.

The Future of Fintech and Artificial Intelligence: Transforming the Banking Industry, Gradually

Bank Security

To understand the future of Fintech (financial technologies) you have to look back at where we started. Artificial intelligence (AI) is no stranger to the banking industry. Early forms of AI technology, such as automated check processing, debuted in the 1950s, and the first automated teller machines (ATMs) arrived on the scene in the 1960s.  But a lot has changed …


bank bandit barrier arch window in a modern bank interior

The Bandit Barrier Deterrence Effect: Enduring Security for Banks, Credit Unions, and Check Cashers

Bank Security

For years Total Security Solutions CEO Jim Richards has been a strong advocate for the deterrence effect of bullet resistant bandit barriers. “This isn’t just a matter of opinion,” Jim explains. “We’ve been doing this for decades. We’ve watched the numbers: When more banks have bullet resistant barriers, fewer banks get robbed, and fewer people get hurt.” Facts and Figures: A Decade …


Banks recovering from natural disasters experience extra pressure on security and keeping business operations running.

Natural Disaster Recovery, Banks, and Bulletproof Security

Bank Security

Earthquakes, hurricanes, wildfires—recent headlines are a grim reminder of the importance of business continuity planning for speedy disaster recovery. This is especially the case for banks, credit unions, and local non-bank financial service providers (like check cashers). When it comes to natural disaster recovery, banks have extra pressure to move quickly. In the immediate aftermath of a hurricane or earthquake, families struggle to secure …


Bulletproof barrier for a financial institution

High-Function Custom Bullet Resistant Solutions for Banks

Bank Security

Because most banks have similar needs—a secured teller line with bullet resistant windows, secured ballistic doors, and bulletproof fiberglass to reinforce counters—many security companies try and push a one-size-fits-all solution. With decades of experience designing, engineering, fabricating, and installing custom bandit barriers in banks and credit unions, Total Security Solutions knows how rarely this turns out well. Bullet Proof Barriers …

Arch Window System installed at a national bank located in Chicago, Illinois

Small Increase in Bank Robberies, Big Jump in Hostages

Bank Security

When asked why he robbed banks, Willie Sutton famously quipped “Because that’s where the money is.”  Although that quote may be fanciful (in his second memoir—he wrote two—Sutton denied ever actually saying those words), the sentiment remains true.  As Total Security Solutions CEO Jim Richards notes, “The bank is the oldest target there has ever been.  Even as banking changes—and …

Texas state flag flown at capital building

Bullet Resistant Barriers for Texas Banks

Bank Security

In a given year, Texas alone sees roughly as many bank branches, check cashers, and short-term loan businesses robbed as Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, South Dakota, Alabama, Kentucky, Mississippi, and Tennessee combined. Year after year, Texas is second only to California in annual bank robberies.


bank bandit barrier arch window in a modern bank interior

Bandit Barriers and Relationship Banking

Bank Security

Financial service businesses are often relieved to discover that a bandit barrier need not be as large an investment as they suspected. In part, many banks initially overestimate what their barrier will cost because they spec out “too much barrier” for their needs. As we’ve mentioned in the past, it is almost certainly the case that you don’t need to worry about stopping an AK-47. For most banking customers, a Level 1 or 2 system (which stops many bullets fired from a wide range of common handguns) will be more than sufficient.


U.S. Bullion Depository

The 10 Most Secure Locations in the United States

Bank Security, General Security

Specialized security features, like precision temperature control, armed guards and 25-ton nuclear blast doors are part of everyday operations for the world’s most secure locations. Trying to get into (or out of) these modern day fortresses without permission would require the prowess and high tech tools of James Bond, Jason Bourne and Ethan Hunt combined


Bank with bullet resistant barrier

Bank Security: Balancing the Priorities of Security Managers, Architects, and Facilities

Architect Info, Bank Security, Bullet Resistant Barriers

A bandit barrier is a grim necessity for both the protection of employees and prevention of criminal interest. According to the FBI’s Bank Crime Statistics, there were 3,961 bank robberies across the United States in 2014. A firearm was used in more than 23% of these robberies, and over 95% of 2014’s bank robberies involved action at the counter. But addressing your bandit …


ATMs: The Big Blind-Spot in Bank Security

Bank Security, Bullet Proof Glass, Bullet Resistant Barriers

Data breaches, information security, and “cybersecurity” grab the headlines, but bank security officers are still acutely aware of evolving physical security risks–even if the bank board of directors or property managers are not. And one of the most troubling areas for physical security is ATMs. Since regulatory requirements under the security-focused Bank Protection Act totally ignore the existence of ATMs, …